Why Have Supplemental Insurance?

Whether you’ve experienced an accident or illness, supplemental insurance can help you fill in the financial gaps. Your basic health plan probably doesn’t cover all your needs. From travel and food, from time spent running to appointments or caring for a spouse or child, supplemental insurance can help you.

Whether your employees experience an accident or illness, supplemental insurance can help them fill in the financial gaps. Their basic health plan probably doesn’t cover all their needs. From travel and food, from time spent running to appointments or caring for a spouse or child, supplemental insurance can help.

NISI has a wide variety of supplemental insurance that can help you help your employees with the following:

  • Cost-sharing expenses such as deductibles, coinsurance and copayments
  • Non-medical expenses including travel to and from inpatient treatment centers, hotels and food for family members, household and yard help, special diet and childcare
  • Out-of-pocket expenses such as car and mortgage/rent payments, utilities and daily living expenses
  • Loss of earning power. If your employees can’t work, their paychecks eventually stop. Employees may also need to take time off to care for a spouse or child. Even running to appointments takes time away from work.