CardiacCare


Carrier Name:

USAble Life

Line of Coverage:

CardiacCare

Key Selling Features:

  • Flexible policy features to individualize the coverage
  • Guaranteed renewable
  • No Lifetime Maximum on most benefits
  • Pays the insured directly, regardless of other coverage

Basic Product Overview:

CardiacCare provides supplemental coverage when certain losses occur as a result of a Heart Attack, Heart Disease or Stroke. CardiacCare pays directly to the insured, regardless of other coverage. Coverage is available to employees and their families, with a choice of Select or Ultra Plans and the option of a Coronary Care or Intensive Care Rider.

Coverage Includes

Hospital Confinement Benefit
Heart Transplant Benefit
Surgical Benefit
Anesthesia Benefit
In Hospital Drugs and Medicines Benefit
Private Nursing Services Benefit
In Hospital Physician Visits Benefit
Physiotherapy Benefit
Ambulance Benefit
Transportation Benefit
Electrocardiogram (ECG/EKG) Benefit
Oxygen Benefit
Blood and Plasma Benefit
Medical Equipment Benefit
Hospital Emergency Room Benefit

A Coronary Care or Intensive Care Benefit Rider is available.
If injuries or sickness result in necessary confinement in a Coronary Care or Intensive Care Unit, we will pay benefits at the rate of the option chosen.

Options:    $200/day    $400/day    $600/day

For more information about cardiovascular diseases, visit the American Heart Association web site.

Additional details will be provided upon request.

Advantages and Strengths of Implementing this Product with our company over our competitors: USAble Life brings extensive knowledge on the products that serve the worksite market. We offer highly competitive products and rates with personalized one-on-one enrollments. Our web site is user friendly. We recently introduced a new incentive, called LifeLine, which allows employers to track claims through our web site.

DISCLAIMER: This is a brief description of the products offered by USAble Life. These descriptions are for informational purposes only. Products and provisions described may not be available in all states. Specific provisions may vary by state. The policy contains a complete description of benefits, provisions, limitations and exclusions. In the event of a conflict between this description and the policy, the policy will prevail.