Universal Life


Carrier Name:

USAble Life

Line of Coverage:

Universal Life

Key Selling Features:

  • Level Premiums
  • Cash Value Accumulation
  • Financial Security with Tax Savings

A Better Way to Provide Security for Your Family

LifePlan is a unique life insurance program that enables you to accumulate taxsheltered savings. Since LifePlan is a voluntary payroll deduction plan, you decide the amount to be deducted from your earnings. As your needs change, it’s easy to increase or decrease coverage – without having to purchase a new life insurance policy.

LifePlan provides:

  • Permanent Life Insurance
  • One policy can cover you and your family.
  • Cash Value Accumulation
  • Minimum Guaranteed Interest Rate of 4%
  • Borrowing Privileges
  • Annual Statements Provided
  • Increase or Decrease Your Coverage
  • Choice of Level or Increasing Death Benefit
  • Minimum Monthly Premium of $15.00
  • Riders Available (20 Year Decreasing Term Rider, Spouse Term Rider, Children’s Term Rider, Accidental Death Rider)

USAble Life created LifePlan so you can protect the ones you love.

Advantages and Strengths of Implementing this Product with our company over our competitors: USAble Life brings extensive knowledge on the products that serve the worksite market. We offer highly competitive products and rates with personalized one-on-one enrollments. Our web site is user friendly. We recently introduced a new incentive, called LifeLine, which allows employers to track claims through our web site.

DISCLAIMER: This is a brief description of the products offered by USAble Life. These descriptions are for informational purposes only. Products and provisions described may not be available in all states. Specific provisions may vary by state. The policy contains a complete description of benefits, provisions, limitations and exclusions. In the event of a conflict between this description and the policy, the policy will prevail.